A guide for beginners on going through the home-buying process.
Are you thinking about buying your first home? If so, the process might be a little daunting if you don’t know what to expect, so I’m here with a quick overview.
Start by calling a Realtor, and they will guide you through the whole process. They will connect you with their preferred loan officer who will qualify you for a loan. There are many different options for loans, including VA, FHA, and conventional. To give you an example, if you’re buying a $450,000 home with an FHA loan, the down payment for that would be about 3.5%, which is approximately $15,000.
Once you find the perfect home, your Realtor will order an inspection for that home, which would include things like termite, air conditioner, and roof inspections. With the guidance of a good agent who has credible resources, the home-buying process can be very smooth.
I’d love to apply for the job of being your agent and helping you find your new home. You can call me anytime at (602) 413-8195. I’d love to help.